October Lending was built by investors who've been in the trenches—so we know what it takes to get your deals done right.
October Lending was built by investors who've been in the trenches—so we know what it takes to get your deals done right.
October Lending was built for one reason: to make investor financing simpler, smarter, and more reliable.
Our founder, Ryan Deasy, began his real estate investing journey in 2012 and has spent years studying what makes deals work—especially the financing behind them. Over time, it became clear that many investors weren't losing deals because of the property—they were losing deals because the lending process was slow, unclear, or built for owner-occupied buyers instead of investors.
So October Lending was created to be different: a refined, investor-focused firm that combines real-world rental experience with a high-performance lending process. We focus heavily on DSCR loans, hard money/bridge solutions, ground-up construction, and other investor-minded programs—because that's what serious investors actually use to scale.
We explain options in plain English and make sure you understand the "why" behind the structure. No jargon, no runaround.
Fast doesn't mean sloppy. We move quickly, but we do it with clean documentation, tight communication, and proactive problem-solving.
We don't just "get approvals." We compete for the best overall outcome: leverage, rate, structure, and flexibility.
We approach every file like an investor would—risk, upside, exit strategy, timeline, and liquidity all matter.
We set expectations early, we don't disappear, and we stay on the details until the loan funds.
Whether you're financing your first rental or scaling a portfolio, our team is here to find the right solution and guide you to closing.